Privacy Policy

---

Effective Date: 12/1/2025

Affluent Title Partners LLC (“Affluent Title Partners,” “we,” “our,” or “us”) is committed to protecting the confidentiality and security of the personal information we receive in connection with providing title insurance, escrow, settlement, and related real estate services.

This Privacy Policy is provided in accordance with applicable Texas laws and regulations, including but not limited to:

• The Texas Department of Insurance (TDI) rules governing title insurance agents
• The Gramm-Leach-Bliley Act (GLBA)
• Applicable federal and state privacy requirements for financial institutions

By accessing our website or using our services, you acknowledge that you have read and understand this Privacy Policy.

1. Information We Collect

As part of the title insurance and settlement process, we collect nonpublic personal information (“NPI”) from the following sources:

A. Information You Provide Directly

• Full name, address, email address, and telephone number
• Social Security number, Tax ID, or government identification
• Loan application details and lender-required information
• Real estate contracts and closing documents
• Wire instructions or financial account information
• Documents you upload electronically or provide during closing

B. Information Obtained from Third Parties

• Public records (deeds, liens, tax information)
• Mortgage lenders, brokers, attorneys, or real estate agents involved in your transaction
• Title insurance underwriters
• Appraisers, surveyors, and other real estate service providers

C. Information Collected Automatically (Website Use)

• IP address, browser type, device information
• Pages viewed, session duration, and referring links
• Cookies and web analytics tools

We collect only the information necessary to perform title and settlement services, comply with legal obligations, and enhance our client experience.

2. How We Use Your Information

Your information is used for legitimate business and legal purposes, including:

• Conducting title searches, examinations, and issuing title insurance policies
• Facilitating escrow, settlement, and closing services
• Satisfying lender and underwriter requirements
• Preventing fraud and verifying identity
• Complying with Texas Insurance Code, TDI regulations, federal privacy laws, and record-keeping requirements
• Communicating with parties involved in your transaction
• Maintaining internal files, quality control, and audit records
• Enhancing website performance and security

We do not sell your personal information.

3. Information Sharing and Disclosure

We may disclose nonpublic personal information only as permitted or required by law, including:

We may share information with:

• Title insurance underwriters approved by TDI
• Lenders, brokers, builders, and real estate agents participating in your transaction
• Attorneys or service providers assisting with document preparation, notary services, surveys, or closings
• Government agencies, law enforcement, or courts when required
• Fraud prevention agencies and identity-verification services
• Third-party vendors who provide secure IT, hosting, communications, or operational support

Any third parties with whom we share your information are required—by contract or by law—to maintain its confidentiality, safeguard the data, and use it solely for the purpose for which it was provided.

4. Data Security and Safeguards

Affluent Title Partners maintains physical, electronic, and administrative safeguards that meet or exceed TDI and GLBA standards, including:

• Secure, access-controlled systems
• Encryption of sensitive communications and stored documents when applicable
• Multi-factor authentication and user access controls
• Regular cybersecurity audits and monitoring
• Confidentiality training for employees and contractors

Despite these safeguards, no system is immune to all possible risks. We cannot guarantee absolute security, but we take all reasonable measures to protect your information.

5. Your Rights Under Texas Law

Depending on your circumstances, you may have rights regarding your personal information, including:

• The right to request access to certain information we hold
• The right to request corrections
• The right to request how we share and retain information (subject to legal limitations)
• The right to opt out of certain communications

However, due to Texas title insurance regulations, certain records cannot be deleted or altered if they are necessary for compliance, auditing, underwriting, or legal retention requirements.

To submit a request, contact us at:

info@affluenttitleptnr.com

(210) 512-4340

6. Record Retention (TDI-Compliant)

Under TDI and federal guidelines, we are required to maintain closing, escrow, and title records for a minimum of 5–7 years, depending on the document type and applicable law. Some documentation may be retained longer to comply with underwriting and legal requirements. When records are no longer required, they are securely destroyed in accordance with accepted industry practices.

7. Cookies, Tracking, and Website Analytics

Our website uses cookies and analytics tools to improve functionality, enhance user experience, and maintain security. You may disable cookies in your browser settings; however, some features may not operate correctly.

8. Third-Party Websites

Our website may contain links to third-party websites or service providers. We are not responsible for the privacy practices, content, or security of those external sites.

9. Children’s Privacy

Our services are intended for adults involved in real estate transactions. We do not knowingly collect information from individuals under 18 years of age.

10. Changes to This Privacy Policy

We may modify this Privacy Policy at any time to comply with updated laws, regulations, or operational changes. When updated, the “Effective Date” at the top will be revised. Continued use of our website or services constitutes acceptance of the revised policy.

11. Contact Information

If you have questions or wish to exercise your privacy rights, please contact us:

Affluent Title Partners, LLC

Email: info@affluenttitleptnr.com

Phone: (210) 512-4340

Office Address: 227 North Loop 1604 East, Suite 150, San Antonio, TX 78232