Terms of Service

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TERMS OF SERVICE

Affluent Title Partners LLC

Effective Date: 12/1/2025

These Terms of Service (“Terms”) govern your access to and use of the website operated by Affluent Title Partners LLC (“Affluent Title Partners,” “we,” “us,” or “our”) and any related services, portals, communications, or information made available through our website (collectively, the “Site”).

By accessing or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not use the Site.

1. Not Legal Advice or Insurance Advice

Information on this Site is provided for general informational purposes only.

Nothing on this Site constitutes legal, financial, investment, or insurance advice.

You should consult your own attorney, real estate professional, or financial advisor regarding your specific transaction.

2. Title, Escrow, and Settlement Services

The Site may describe services offered by Affluent Title Partners; however:

• No closing, title examination, escrow, or insurance services are created by using this site.
• A service relationship is only formed when you sign our formal engagement documents or closing instructions.
• All title insurance services are provided in compliance with the Texas Department of Insurance (TDI) and applicable Texas statutes.

We reserve the right to decline services at our discretion.

3. Accuracy of Information

While we strive for accuracy, the Site may contain errors, omissions, outdated content, typographical mistakes, or technical inaccuracies. We make no guarantees regarding:

• The accuracy of property-related data
• Closing calculators, rate quotes, or timeframes
• Third-party information
• Regulatory interpretations

Use of any information on this Site is at your own risk.

4. User Responsibilities

By using this Site, you agree that you will not:

• Submit false, misleading, or fraudulent information
• Upload harmful files or malware
• Attempt to gain unauthorized access to secure portals or systems
• Use the Site for any unlawful or prohibited purpose
• Interfere with network integrity, security, or functionality

Any unauthorized use may result in termination of access, civil liability, or reporting to law enforcement.

5. Privacy and Data Protection

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and safeguard personal information. By using the Site, you consent to the collection and handling of information as described in our Privacy Policy.

6. Electronic Communications

By contacting us through the Site, email, or online forms, you consent to receive communications electronically. You acknowledge that:

• Electronic communications may not be encrypted unless specifically indicated
• You should not send sensitive information (e.g., Social Security numbers or wiring instructions) until instructed to do so through a secure method

7. Wire Fraud Warning

Affluent Title Partners will never change wire instructions via email.

You agree to:

• Verify all wiring instructions by calling our office using a known, verified phone number
• Not rely on any emailed wiring instructions without verbal verification

We are not responsible for funds lost due to fraud, email compromise, or failure to verify instructions.

8. Intellectual Property

All content on this Site—including text, images, logos, graphics, layout, and design—is the property of Affluent Title Partners or its licensors and is protected by intellectual property laws.

You may not copy, reproduce, modify, distribute, or create derivative works without our prior written permission.

9. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience only. We do not:

• Endorse or assume responsibility for third-party content
• Guarantee accuracy, security, or privacy of third-party sites

You access third-party websites at your own risk.

10. No Warranties

The Site is provided “as is” and “as available” without warranties of any kind, whether express or implied.

We disclaim all warranties, including:

• Fitness for a particular purpose
• Accuracy or completeness
• Non-infringement
• Reliability or availability of the Site

11. Limitation of Liability

To the fullest extent allowed by law:

Affluent Title Partners, its owners, employees, and agents shall not be liable for any damages arising out of or related to:

• Use or inability to use this Site
• Errors or omissions on the Site
• Unauthorized access or alteration of data
• Viruses or malicious code
• Third-party acts, including fraud or cyberattacks

In no event shall our total liability exceed $100, unless otherwise required by Texas law.

12. Indemnification

You agree to indemnify and hold Affluent Title Partners harmless from any claims, losses, liabilities, costs, or expenses (including attorneys’ fees) arising out of:

• Your use of the Site
• Your violation of these Terms
• Your violation of any applicable law

13. Governing Law

These Terms are governed exclusively by the laws of the State of Texas, without regard to conflict-of-law rules. Any dispute must be brought in a court of competent jurisdiction located in Texas.

14. Modifications to the Terms

We may update or modify these Terms at any time.

Updates will be posted with a revised “Effective Date.”

Continued use of the Site constitutes acceptance of the updated Terms.

15. Contact Information

For questions about these Terms, please contact:

Affluent Title Partners, LLC

Email: info@affluenttitleptnr.com

Phone: (210) 512-4340

Office Address: 227 North Loop 1604 East, Suite 150, San Antonio, TX 78232